Sometimes we all need a helping hand to get on that property ladder and that's why the government Help to Buy Scheme has proved popular with first-time buyers.
Let us talk you through the scheme and explain how buying a Larkfleet home as your first property might be easier than you thought.
We won't blind you with science (well numbers actually), just the simple facts - and remember, you can always pick up the phone and one of our friendly advisors will be more than happy to talk you through the process.
The Help to Buy Scheme allows homebuyers to own 100 per cent of a new Larkfleet home with just a 75 per cent mortgage and a 5 per cent deposit. The remaining 20 per cent of the purchase price is paid through an equity loan from the government (obviously subject to approval).
Just to clarify
75 per cent mortgage
5 per cent deposit required
20 per cent equity loan from the government - interest-free for the first five years
Add it all up - and that's 100 per cent of your purchase!
Equity loans can be repaid at any time or on the sale of the home
We hope that's given you a rough outline of the scheme. For more info, get in touch with us
on 0845 450 7872 and find out how your 'new home dream' can become a reality.
Showing posts with label Help to Buy. Show all posts
Showing posts with label Help to Buy. Show all posts
Saturday, 6 August 2016
Wednesday, 18 May 2016
New homes, new ways to buy
New Homes Week, run by the Home Builders Federation (HBF), has issued a new survey which shows that 84 per cent of 18-34 year olds want to own their own home. This figure is encouraging but, interestingly, one in four were unaware of the different schemes on offer to help them get onto the property ladder.
Larkfleet Homes offers new home buyers a number of schemes including the government Help to Buy equity loan scheme.
The Help to Buy scheme allows the homebuyer to own 100 per cent of a new Larkfleet home with just a 75 per cent mortgage and a 5 per cent deposit. The remaining 20 per cent of the purchase price is paid for through an equity loan from the government which can be repaid at any time or on the sale of the home.*
Whilst we appreciate that getting on the housing ladder can seem like a distant possibility for many young people, there are choices available due to schemes such as this and the Help to Buy ISA, which make owning your own new home a real option.
New build homes are perfect for first time home buyers, as well as those looking to move to family homes or downsize, because they come with brand new fixtures and fittings, along with low running costs. In the case of a Larkfleet new home, we fit solar panels as standard so it may even be that your new home earns you money!
* subject to approval
Tuesday, 26 April 2016
Reserve your new home at pre-launch prices
Our latest development, Bourne Heights in Bourne, Lincolnshire, is already taking reservations just two weeks after launching.
New home buyers can take advantage of our pre-launch prices and reserve their new home this month. Still available are two, three and five bedroom homes in a number of styles and with solar panels fitted as standard.
Bourne Heights is on the outskirts of the pretty market town of Bourne, lying right in the heart of south Lincolnshire It is in an outstanding location with green open spaces nearby, making it the perfect place for families and professionals. Local schools, colleges and transport links are within easy reach as are all the family facilities you could need.
New home buyers can take advantage of the 'Help to Buy' scheme at Bourne Heights. The Help to Buy scheme allows home buyers to own 100 per cent of their new Larkfleet home with just a 75 per cent mortgage and a 5 per cent deposit. The remaining 20 per cent of the purchase price is paid for through an equity loan from the government*.
Find out more about Bourne Heights and how 'Help to Buy' could work for you by calling our sales advisors on 07825 275820.
* Terms and conditions apply.
New home buyers can take advantage of our pre-launch prices and reserve their new home this month. Still available are two, three and five bedroom homes in a number of styles and with solar panels fitted as standard.
Bourne Heights is on the outskirts of the pretty market town of Bourne, lying right in the heart of south Lincolnshire It is in an outstanding location with green open spaces nearby, making it the perfect place for families and professionals. Local schools, colleges and transport links are within easy reach as are all the family facilities you could need.
New home buyers can take advantage of the 'Help to Buy' scheme at Bourne Heights. The Help to Buy scheme allows home buyers to own 100 per cent of their new Larkfleet home with just a 75 per cent mortgage and a 5 per cent deposit. The remaining 20 per cent of the purchase price is paid for through an equity loan from the government*.
Find out more about Bourne Heights and how 'Help to Buy' could work for you by calling our sales advisors on 07825 275820.
* Terms and conditions apply.
Tuesday, 23 February 2016
Need help purchasing your new home? Larkfleet Homes can help!
We could all do with a little help in purchasing the house of our dreams and that’s why there are a variety of schemes out there to help you do just that. Here are some of the schemes that are on offer through Larkfleet Homes:
Part Exchange
Providing your current home falls within our scheme criteria, we will consider your property for part exchange against the home you are interested in.
We will arrange for a minimum of two independent valuations of your current home and - subject to satisfactory valuations - make you an offer.
The benefits:
- No chain.
- No estate agents fees.
- No worrying about selling.
- No worrying about losing your buyer.
- Use your current property to get the home you want.
Assisted Sale
Assisted Sale is very similar to part-exchange in all respects apart from the fact that the developer does not buy your house.
With Assisted Sale, if you see a property you wish to purchase but have yet to sell your own we will assist you to sell your house – while reserving the home you wish to purchase for an agreed period.
Forces Help to Buy
This government-backed scheme is to help regular armed forces personnel to get on the property ladder.
If you are a member of the armed forces who has completed the pre- requisite length of service, have more than six months left to serve at the time of your application and meet the right medical categories, you could benefit from this scheme.
Help To Buy
The Help to Buy scheme allows homebuyers to own 100 per cent of a new home with just a 75 per cent mortgage and 5 per cent deposit. The remaining 20 per cent of the purchase price is paid for through an equity loan from the government (subject to approval).
The equity loan is interest-free for five years and can be repaid at any time or on the sale of the home.
Tuesday, 16 February 2016
What's on this half-term in Peterborough?
If you have recently moved into a new Larkfleet house or are looking for a new house in the Peterborough area, you might be looking around for things to do with the kids this half-term.
There is plenty on!
Vivacity manages many of Peterborough's most popular culture and leisure facilities on behalf of Peterborough City Council.
The Big Jurassic Fish Hunt runs all week and is perfect for budding paleontologists.
Wild about Walliams is all about David Walliam's books, such as Gangsta Granny and events are being held at three local libraries.
Around the World in eighty days is a family show which is being held all week at the Key Theatre.
If you are still looking for your new home and are looking for a three or four bedroom family home, you should take a look at our Whittlesey Green development. If you are looking for a one, two, three or four bedroom home, we still have a few available at Hempsted Park. Contact the sales team at either development to make a booking to view our showhomes, or discuss the purchasing schemes we have on offer such as Help to Buy. Their contact details are listed on our website, www.larkfleethomes.co.uk
There is plenty on!
Vivacity manages many of Peterborough's most popular culture and leisure facilities on behalf of Peterborough City Council.
The Big Jurassic Fish Hunt runs all week and is perfect for budding paleontologists.
Wild about Walliams is all about David Walliam's books, such as Gangsta Granny and events are being held at three local libraries.
Around the World in eighty days is a family show which is being held all week at the Key Theatre.
If you are still looking for your new home and are looking for a three or four bedroom family home, you should take a look at our Whittlesey Green development. If you are looking for a one, two, three or four bedroom home, we still have a few available at Hempsted Park. Contact the sales team at either development to make a booking to view our showhomes, or discuss the purchasing schemes we have on offer such as Help to Buy. Their contact details are listed on our website, www.larkfleethomes.co.uk
Thursday, 11 February 2016
Don't miss our great offer this week at Buttercross Park, Oakham
Our house of the week is Plot 32 at Buttercross Park in Oakham, Rutland. Plot 32, the Brecon, is a four bedroom terraced townhouse, with single garage. This week we are offering you £5,000 of 'Just for You' vouchers so you can personalise your new home exactly how you want it.
Buttercross Park is situated on the outskirts of Oakham and is part of the Oakham Heights development.
Oakham itself is a pretty, traditional market town. Bustling with activity, the town boasts a regular market twice a week which includes stalls selling local meats, cheese, bread and eggs. A trip to the market or the monthly Farmers’ Market could coincide with a visit to the numerous cafes, restaurants and pubs.
For those interested in the history of the area, there are many beautiful and notable sites to explore such as Oakham Castle. Rutland Water is close by, with its renowned water sports facilities, stunning nature and wildfowl reserves, outdoor adventure centre together with cycling and walking routes. Rutland has recently been voted the best rural place to live in the UK.
Road links are excellent and towns such as Stamford, Melton Mowbray and Corby are within easy distance. Leicester and Nottingham are within 35 miles of Buttercross Park. Oakham railway station provides links to Birmingham, Leicester, Peterborough, Cambridge and Stansted Airport.
Help to Buy schemes are available on all of our properties.
Contact Mike, Pam or Heather on 01572 722262 or email them at oakham@larkfleethomes.co.uk if you would like to find out more.
Buttercross Park is situated on the outskirts of Oakham and is part of the Oakham Heights development.
Oakham itself is a pretty, traditional market town. Bustling with activity, the town boasts a regular market twice a week which includes stalls selling local meats, cheese, bread and eggs. A trip to the market or the monthly Farmers’ Market could coincide with a visit to the numerous cafes, restaurants and pubs.
For those interested in the history of the area, there are many beautiful and notable sites to explore such as Oakham Castle. Rutland Water is close by, with its renowned water sports facilities, stunning nature and wildfowl reserves, outdoor adventure centre together with cycling and walking routes. Rutland has recently been voted the best rural place to live in the UK.
Road links are excellent and towns such as Stamford, Melton Mowbray and Corby are within easy distance. Leicester and Nottingham are within 35 miles of Buttercross Park. Oakham railway station provides links to Birmingham, Leicester, Peterborough, Cambridge and Stansted Airport.
Help to Buy schemes are available on all of our properties.
Contact Mike, Pam or Heather on 01572 722262 or email them at oakham@larkfleethomes.co.uk if you would like to find out more.
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